03 9855 9290
03 9855 9290

Variable rate loan

A variable interest rate is an interest rate on a loan or security that fluctuates over time, because it is based on an underlying benchmark interest rate or index that changes periodically. The obvious advantage of a variable interest rate is that if the underlying interest rate or index declines, the borrower’s interest payments also fall. Conversely, if the underlying rate rises, interest payments increase.
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How much can I borrow?

Joint application
No. of dependants
0 1 2 3 4 5 6

Loan details

Interest rate*
%
Loan term*
40 || this.value years

Income

Frequency
Weekly Fortnightly Monthly Yearly
Your net income*
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Partner's net income
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Other net income
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Expenses

Frequency
Weekly Fortnightly Monthly Yearly
Loan repayments
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Credit card limit
this.maxLength) this.value = this.value.slice(0, this.maxLength);" class="form-control connective-htmlcw-form-control connective-htmlcw-field-width" id="connective-htmlcw-bc-credit-card-limit" value="0" onblur="javascript: if (this.value.length === 0) this.value = 0;" onchange="connective_htmlcw_borrowing_capacity.drawBorrowingCapacityGraph(this)"> $
Living expenses
$
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This calculator cannot provide borrowing estimates for combined incomes over $300,000.
024681012141618202224262830050,000100,000150,000200,000250,000300,000350,000400,000450,000500,000Year
You can borrow up to approximately
$514,291
Your monthly repayments would be
$2,761
Calculators are illustrative only and are calculated based on the accuracy of the information entered by the client. They are not an offer or acceptance of loan eligibility. The information contained in this website is of a general nature only and does not take into account your personal needs and requirements. The figures shown in the calculators do not constitute financial advice. Lender policy, terms and conditions, fees and charges may apply. Information such as interest rates quoted and default figures used in the assumptions are subject to change.

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